Twelve vocabulary guides live on this site, and until now nothing pulled them into one place. This page is that place: what each domain covers in the NAATI CCL test, the highest-value terms in accurate Gurmukhi, the single mistake each domain reliably produces, and where to go for the full list. Read it top to bottom once, then use it as the map back to whichever guide you actually need.
- The CCL draws its two dialogues from a mix of everyday domains — you can't predict which ones, so breadth across all twelve beats depth in one.
- Every term below is copied exactly from its full domain guide — no new Punjabi was composed for this page.
- Each domain has one recurring mistake that costs more marks than a missing word ever does — usually a number, a register mismatch, or a false friend.
- Spaced repetition and active recall beat re-reading a list — see the learning-method section before you start memorising anything.
How to use this page
Each domain below follows the same shape: what it covers in a real CCL dialogue, the 8 to 10 terms worth knowing cold, the one mistake that domain reliably produces, and a link to the full guide plus the matching glossary where one exists. Skim the domains you feel solid on; slow down on the ones where a term surprises you.
Health & medical
The single most common CCL topic: a GP visit, a hospital admission, a medication conversation. The register is a patient's everyday language, not a doctor's textbook.
| English | Punjabi | Pronunciation |
|---|---|---|
| fever | ਬੁਖ਼ਾਰ | bukhār |
| cold (head cold) | ਜ਼ੁਕਾਮ | zukām |
| high blood pressure | ਹਾਈ ਬਲੱਡ ਪ੍ਰੈਸ਼ਰ | hāī blaḍ praishar |
| diabetes | ਸ਼ੂਗਰ | shūgar |
| medicine | ਦਵਾਈ | davāī |
| dose | ਖ਼ੁਰਾਕ / ਡੋਜ਼ | khurāk / ḍoz |
| appointment | ਅਪੌਇੰਟਮੈਂਟ / ਮੁਲਾਕਾਤ | apoiṇṭmaiṇṭ / mulākāt |
| test / check-up | ਟੈਸਟ / ਜਾਂਚ | ṭaisṭ / jāṅch |
| Medicare card | ਮੈਡੀਕੇਅਰ ਕਾਰਡ | maiḍīke'ar kārḍ |
| shortness of breath | ਸਾਹ ਚੜ੍ਹਨਾ | sāh chaṛhnā |
The full medical vocabulary guide covers symptoms, body parts, conditions, medication and clinic admin in depth, and the health & medical glossary has the complete term list with audio.
Legal
Court proceedings, police matters and formal legal processes. Punjabi legal register sits closer to English legal register than most domains — many terms are borrowed or closely parallel.
| English | Punjabi | Pronunciation |
|---|---|---|
| court | ਅਦਾਲਤ | adālat |
| judge | ਜੱਜ | jajj |
| lawyer / barrister | ਵਕੀਲ | vakīl |
| case (lawsuit) | ਮੁਕੱਦਮਾ | mukaddamā |
| witness | ਗਵਾਹ | gavāh |
| evidence | ਸਬੂਤ | sabūt |
| bail | ਜ਼ਮਾਨਤ | zamānat |
| guilty | ਦੋਸ਼ੀ | doshī |
| judgment / verdict | ਫ਼ੈਸਲਾ | faislā |
| sentence (punishment) | ਸਜ਼ਾ | sazā |
The full legal vocabulary guide and the legal & tenancy glossary cover the rest, including housing-related legal terms.
Banking & finance
Bank accounts, loans and everyday money conversations. This is also the domain with the CCL's best-known false friend.
| English | Punjabi | Pronunciation |
|---|---|---|
| bank account | ਬੈਂਕ ਖਾਤਾ | baiṅk khātā |
| deposit (money in) | ਜਮ੍ਹਾਂ ਕਰਨਾ | jamhāṅ karnā |
| withdraw (take out) | ਪੈਸੇ ਕੱਢਣਾ | paise kaḍḍhṇā |
| balance | ਬਕਾਇਆ | bakāiā |
| loan / debt | ਕਰਜ਼ਾ | karzā |
| interest | ਵਿਆਜ | viāj |
| interest rate | ਵਿਆਜ ਦਰ | viāj dar |
| income | ਆਮਦਨ | āmdan |
| salary / wages | ਤਨਖ਼ਾਹ | tankhāh |
| pension | ਪੈਨਸ਼ਨ | painshan |
The full banking & finance guide and the banking glossary cover accounts, loans and consumer terms together — see also the false friend itself in the full false-friends guide.
Education & school
Parent-teacher conversations, enrolment and school admin — a common, low-drama domain that still trips people up on specific nouns.
| English | Punjabi | Pronunciation |
|---|---|---|
| timetable | ਸਮਾਂ-ਸਾਰਣੀ | samā̃-sārṇī |
| subject | ਵਿਸ਼ਾ | vishā |
| exam | ਇਮਤਿਹਾਨ | imtihān |
| marks / grade | ਅੰਕ | aṅk |
| school uniform | ਵਰਦੀ | vardī |
| scholarship | ਵਜ਼ੀਫ਼ਾ | vazīfā |
| principal's office | ਦਫ਼ਤਰ | daftar |
| progress | ਤਰੱਕੀ | tarakkī |
The full education & school guide and the education glossary have the rest.
Employment & Centrelink
Workplace conversations and Centrelink payments — two topics that share a bureaucratic register a casual conversation doesn't prepare you for.
| English | Punjabi | Pronunciation |
|---|---|---|
| employer | ਰੁਜ਼ਗਾਰਦਾਤਾ | rōzgārdātā |
| employee | ਮੁਲਾਜ਼ਮ | mulāzam |
| unemployed | ਬੇਰੁਜ਼ਗਾਰ | berōzgār |
| tax file number | ਟੈਕਸ ਫਾਈਲ ਨੰਬਰ | ṭaiks phāīl nambar |
| annual leave | ਸਾਲਾਨਾ ਛੁੱਟੀ | sālānā chhuṭṭī |
| overtime | ਵਾਧੂ ਸਮਾਂ | vādhū samā̃ |
| rent assistance | ਕਿਰਾਇਆ ਸਹਾਇਤਾ | kirāiā sahāitā |
| overpayment / debt | ਵਾਧੂ ਅਦਾਇਗੀ | vādhū adāigī |
The full employment & Centrelink guide and the employment glossary have the rest.
Housing & tenancy
Renting, bills and disputes with a landlord or agent — vocabulary that leans on precise timeframes more than any other domain.
| English | Punjabi | Pronunciation |
|---|---|---|
| utilities (bills) | ਸਹੂਲਤਾਂ | sahūltā̃ |
| water / power bill | ਬਿੱਲ | bill |
| vacate (the property) | ਖਾਲੀ ਕਰਨਾ | khālī karnā |
| notice period | ਨੋਟਿਸ ਦੀ ਮਿਆਦ | noṭis dī miād |
| rental application | ਕਿਰਾਏ ਦੀ ਅਰਜ਼ੀ | kirāe dī arzī |
| real estate agent | ਪ੍ਰਾਪਰਟੀ ਏਜੰਟ | prāparṭī ejaṇṭ |
| rent increase | ਕਿਰਾਏ ਵਿੱਚ ਵਾਧਾ | kirāe vich vādhā |
| furnished (with furniture) | ਸਾਮਾਨ ਸਮੇਤ | sāmān samet |
The full housing & tenancy guide sits inside the legal & tenancy glossary on this site, since tenancy law and general legal vocabulary overlap heavily.
Immigration
Visas, settlement paperwork and government correspondence — dense with proper nouns and category names that shouldn't be translated freely.
| English | Punjabi | Pronunciation |
|---|---|---|
| skilled migration | ਹੁਨਰਮੰਦ ਪਰਵਾਸ | hunarmand parvās |
| spouse / partner visa | ਜੀਵਨ ਸਾਥੀ ਵੀਜ਼ਾ | jīvan sāthī vīzā |
| bridging visa | ਬ੍ਰਿਜਿੰਗ ਵੀਜ਼ਾ | brijiṅg vīzā |
| work rights | ਕੰਮ ਕਰਨ ਦਾ ਹੱਕ | kamm karan dā hak |
| Medicare | ਮੈਡੀਕੇਅਰ | maiḍīkear |
| income / means test | ਆਮਦਨ ਜਾਂਚ | āmdan jāṅch |
| declaration | ਘੋਸ਼ਣਾ | ghoshṇā |
| next of kin | ਨਜ਼ਦੀਕੀ ਰਿਸ਼ਤੇਦਾਰ | nazdīkī rishtedār |
| proof of address | ਪਤੇ ਦਾ ਸਬੂਤ | pate dā sabūt |
| appeal | ਅਪੀਲ | apīl |
The full immigration vocabulary guide and the immigration glossary have the rest.
Social services
Aged care, disability support and community services — full of program names that function as proper nouns.
| English | Punjabi | Pronunciation |
|---|---|---|
| aged-care assessment (ACAT) | ਦੇਖਭਾਲ ਦਾ ਮੁਲਾਂਕਣ | dekhbhāl dā mulānkaṇ |
| Home Care Package | ਘਰੇਲੂ ਦੇਖਭਾਲ ਪੈਕੇਜ | gharelū dekhbhāl paikej |
| residential aged care (nursing home) | ਬਿਰਧ ਆਸ਼ਰਮ | biradh āshram |
| respite care | ਆਰਜ਼ੀ ਰਾਹਤ ਦੇਖਭਾਲ | ārzī rāhat dekhbhāl |
| carer payment / allowance | ਦੇਖਭਾਲ ਭੱਤਾ | dekhbhāl bhattā |
| support coordinator | ਸਹਾਇਤਾ ਤਾਲਮੇਲਕਾਰ | sahāitā tālmelkār |
| allied health (physio, OT, etc.) | ਸਹਾਇਕ ਸਿਹਤ ਸੇਵਾਵਾਂ | sahāik sihat sevāvā̃ |
| concession card | ਰਿਆਇਤੀ ਕਾਰਡ | riāitī kārḍ |
| home meal delivery (Meals on Wheels) | ਘਰ ਭੋਜਨ ਸੇਵਾ | ghar bhojan sevā |
| guardianship | ਸਰਪ੍ਰਸਤੀ | sarparastī |
The full social services guide and the social services glossary have the rest.
Consumer & shopping
Purchases, refunds and contracts — everyday transactional language that shares vocabulary with the banking domain.
| English | Punjabi | Pronunciation |
|---|---|---|
| deposit (down payment) | ਪੇਸ਼ਗੀ ਰਕਮ | peshgī rakam |
| instalment | ਕਿਸ਼ਤ | kishat |
| invoice / bill | ਬਿੱਲ | bill |
| discount / sale | ਛੋਟ | chhoṭ |
| contract / agreement | ਇਕਰਾਰਨਾਮਾ | ikrārnāmā |
| to cancel / cancellation | ਰੱਦ ਕਰਨਾ | radd karnā |
| cooling-off period | ਵਿਚਾਰ ਕਰਨ ਦੀ ਮੋਹਲਤ | vichār karan dī mohlat |
| consumer guarantee | ਖਪਤਕਾਰ ਗਾਰੰਟੀ | khapatkār gāraṇṭī |
| consumer rights | ਖਪਤਕਾਰ ਦੇ ਹੱਕ | khapatkār de hak |
| proof of purchase | ਖ਼ਰੀਦ ਦਾ ਸਬੂਤ | kharīd dā sabūt |
The full consumer & shopping guide sits inside the banking glossary on this site, since consumer transactions and everyday finance share most of their vocabulary.
Transport & driving
Licences, fines and accidents — a domain that's unusually number-heavy: demerit points, fine amounts, dates.
| English | Punjabi | Pronunciation |
|---|---|---|
| driver's licence | ਡਰਾਈਵਿੰਗ ਲਾਇਸੈਂਸ | ḍarāīviṅg lāisaiṇs |
| registration (rego) | ਰੈਜਿਸਟ੍ਰੇਸ਼ਨ | raijisṭreshan |
| roadworthy certificate | ਸੜਕ-ਯੋਗ ਸਰਟੀਫਿਕੇਟ | saṛak-yog sarṭīfikeṭ |
| insurance | ਬੀਮਾ | bīmā |
| road transport authority (RMS / VicRoads) | ਸੜਕੀ ਆਵਾਜਾਈ ਵਿਭਾਗ | saṛkī āvājāī vibhāg |
| demerit points | ਡੀਮੈਰਿਟ ਪੌਇੰਟ | ḍīmairiṭ pauiṇṭ |
| traffic fine / infringement | ਟ੍ਰੈਫਿਕ ਜੁਰਮਾਨਾ | ṭraifik jurmānā |
| drink driving | ਸ਼ਰਾਬ ਪੀ ਕੇ ਗੱਡੀ ਚਲਾਉਣਾ | sharāb pī ke gaḍḍī chalāuṇā |
| public transport card (Opal / Myki) | ਪਬਲਿਕ ਟ੍ਰਾਂਸਪੋਰਟ ਕਾਰਡ | pablik ṭrānsporṭ kārḍ |
| concession fare | ਰਿਆਇਤੀ ਕਿਰਾਇਆ | riāitī kirāiā |
The full transport & driving guide has the complete list with audio — this domain doesn't currently have its own standalone glossary page, so the blog guide is the primary reference.
Emergency services
000 calls, accidents and urgent situations — short, high-stakes exchanges where clarity matters more than vocabulary range.
| English | Punjabi | Pronunciation |
|---|---|---|
| victim | ਪੀੜਤ | pīṛat |
| bleeding | ਖ਼ੂਨ ਵਗਣਾ | khūn vagṇā |
| unconscious | ਬੇਹੋਸ਼ | behosh |
| emergency number (000) | ਐਮਰਜੈਂਸੀ ਨੰਬਰ | aimarjainsī nambar |
| paramedic | ਪੈਰਾਮੈਡਿਕ | pairāmaiḍik |
| crime | ਜੁਰਮ | juram |
| theft | ਚੋਰੀ | chorī |
| arrest | ਗ੍ਰਿਫ਼ਤਾਰੀ | griftārī |
The full emergency services guide sits inside the health & medical glossary on this site, alongside general medical vocabulary.
Mental health
Counselling, GP mental-health plans and everyday wellbeing conversations — a domain where tone matters as much as vocabulary.
| English | Punjabi | Pronunciation |
|---|---|---|
| mental health | ਮਾਨਸਿਕ ਸਿਹਤ | mānsik sihat |
| stress | ਤਣਾਅ | taṇāa |
| anxiety | ਘਬਰਾਹਟ / ਬੇਚੈਨੀ | ghabrāhaṭ / bechainī |
| depression / low mood | ਉਦਾਸੀ / ਡਿਪਰੈਸ਼ਨ | udāsī / ḍipraishan |
| counsellor | ਸਲਾਹਕਾਰ / ਕਾਊਂਸਲਰ | salāhkār / kāūnslar |
| psychologist | ਮਨੋਵਿਗਿਆਨੀ | manovigiānī |
| psychiatrist | ਮਨੋਰੋਗ ਮਾਹਿਰ | manorog māhir |
| therapy / counselling | ਇਲਾਜ / ਕਾਊਂਸਲਿੰਗ | ilāj / kāūnsling |
| GP referral | ਜੀ.ਪੀ. ਦਾ ਰੈਫ਼ਰਲ | jī.pī. dā raifaral |
| mental health plan | ਮਾਨਸਿਕ ਸਿਹਤ ਯੋਜਨਾ | mānsik sihat yojnā |
The full mental health guide sits inside the health & medical glossary alongside general medical vocabulary.
How to actually learn 500+ terms
Twelve domains at 30–50 terms each is 500-plus words, and almost nobody retains that from reading lists once. Three habits actually work.
- Spaced repetition, not one long cram.Review a term right before you'd otherwise forget it — a few minutes spread across many days beats one long session the week before.
- Active recall, both directions. Look at the English and produce the Punjabi from memory; then cover the Punjabi and produce the English. Recognising a word is a much weaker skill than producing it, and the test only ever asks you to produce it.
- Terms inside sentences, not in isolation. A word you can name in a list and a word you can deploy correctly inside a fast-moving sentence are not the same skill. Practise vocabulary embedded in short dialogues, not as flashcard singles only.
For the foundational words that cut across every domain rather than belonging to one, the 100 essential Punjabi words guide and the essential interpreting phrases guide are worth learning before or alongside the domain lists above — and numbers, dates and money deserves its own dedicated drilling, because every domain above leans on it constantly.
The final fortnight
With two weeks left, stop adding new domains and start consolidating. Rotate through all twelve above in both directions rather than deep-diving one; sit at least two full mock dialogues per domain you feel weakest in; and specifically re-read the false-friends guide once more in the final week, because false friends are the one vocabulary error that survives otherwise-strong preparation — they feel correct right up until they cost you the mark.
What NOT to memorise
Cross-domain flashcard review
One high-value term from each domain above, for a quick spaced- repetition pass across the whole list:
Quick check
Frequently asked questions
Sources
This page aggregates terms already published across this site's domain vocabulary guides, verified internally for transliteration consistency on 14 September 2026. NAATI does not publish an official vocabulary list — this reflects common CCL dialogue topics, not a NAATI-endorsed word list.